Personal Services
Every client situation is unique, and your financial security plan should be no different. We build our plans focusing on our four key areas of: Financial security at death, Liquidity, Retirement, and Living benefits. When recommending solutions, we have access to a comprehensive insurance and investment product shelf to best suit your unique needs.
Investment Planning
Throughout your lifetime there will be many different stages to investment planning. Whether you are saving for retirement, managing your wealth during retirement, planning a vacation, or saving for a child’s education, we can help you build a personalized investment portfolio that best suits your needs. We utilize Mutual Funds, and Segregated Funds to invest in specialized investment products:
• RRSP’s & RRIF’s
• LIRA’s & LIF’s
• TFSA
• Non-Registered
• RESP’s
• In Trust accounts
• Guaranteed interest options & Payout Annuities
Insurance
In addition to building and managing your investment portfolio, we help you chose the best insurance products, to mitigate risks for you and your family. Our insurance plans will take into consideration your complete financial picture and build a comprehensive plan to protect you when you need it the most. Your biggest asset is your ability to earn a pay cheque, our plans will ensure this continues in the event you become critically ill or disabled. As life changes, so should your insurance planning, our plans will be there for you throughout all of life’s milestones, from protecting your mortgage, income replacement, and eventually ensuring you leave your estate financially secure.
• Individual Life Insurance
• Critical Illness Insurance
• Disability Insurance
• Health and Dental Insurance